BigCommerce Fee Calculator

BigCommerce Fees at a Glance

BigCommerce charges its fees on the order total.

Fee	Percentage	Flat	Notes
Payment processing	2.59%	$0.49	—

What You Keep

The flat component is what makes small sales expensive. The same fee schedule costs a very different effective rate depending on the order size:

Sale	Fees	You receive	Effective rate
$5.00	$0.62	$4.38	12.39%
$20.00	$1.01	$18.99	5.04%
$50.00	$1.79	$48.22	3.57%
$100.00	$3.08	$96.92	3.08%
$500.00	$13.44	$486.56	2.69%

No Transaction Fee on Any Plan

BigCommerce is the mainstream platform that does not take a percentage of your sales, including when you use a third-party payment gateway. That is a real structural difference from competitors that add 0.5–2% for bringing your own processor.

Cost	BigCommerce
Platform transaction fee	0%
Third-party gateway penalty	0%
Payment processing	Your processor's rate

The Constraint Is Annual Sales Volume

Instead of a percentage, BigCommerce caps annual online sales per plan and moves you up a tier when you exceed it. The cap, not the rate, is what makes the platform more expensive as you grow — and unlike a percentage it steps rather than scales, so crossing a threshold in December can raise your bill for the whole following year.

Check your trailing twelve-month revenue against your plan's ceiling before a big promotion, not after.

Where the Savings Actually Land

For a store doing $50,000 a month, a 2% third-party gateway penalty elsewhere is $1,000 a month — far more than any plan difference. If you have a negotiated rate with a specific processor, or need a gateway your platform does not bundle, that structural freedom is the whole argument.

Apps Still Cost

As with any hosted platform, the app ecosystem is where budgets quietly go. Audit installed apps quarterly; the ones you stopped using still bill.

Charging to Hit a Target Payout

Adding 2.59% to your price under-recovers, because the percentage then applies to the larger amount as well. The correct gross-up divides:

`` charge = (target + flat fees) ÷ (1 − percentage rate) ``

To receive	Charge
$100.00	$103.16
$1,000.00	$1,027.09

Reducing What You Pay

• Raise average order value. The flat fee is fixed, so bundling two $20.00 orders

into one $40.00 order saves the second flat charge outright.

• Watch the optional surcharges. International and currency-conversion fees stack on top

of the base rate and are easy to miss when you price for a domestic market.

• Negotiate at volume. Most processors will discuss custom rates once you are processing

meaningful monthly volume; the published rate is a starting point, not a law.

• Do not migrate for 0.2%. The engineering and support cost of changing platforms

usually exceeds a small rate difference for years.

BigCommerce charges no platform transaction fee; the rate shown is its bundled processor.