Squarespace Fee Calculator

Squarespace Fees at a Glance

Squarespace charges its fees on the order total.

Fee	Percentage	Flat	Notes
Transaction fee (Business plan)	3%	—	0% on Commerce plans
Stripe processing	2.9%	$0.30	—

What You Keep

The flat component is what makes small sales expensive. The same fee schedule costs a very different effective rate depending on the order size:

Sale	Fees	You receive	Effective rate
$5.00	$0.60	$4.41	11.90%
$20.00	$1.48	$18.52	7.40%
$50.00	$3.25	$46.75	6.50%
$100.00	$6.20	$93.80	6.20%
$500.00	$29.80	$470.20	5.96%

The 3% Only Exists on One Plan

Squarespace charges a 3% transaction fee on the Business plan and nothing on Basic or Advanced Commerce. Since the Commerce plans cost more per month, there is a revenue level at which upgrading becomes free money.

Plan	Monthly	Transaction fee
Business	Lower	3%
Basic Commerce	Higher	0%
Advanced Commerce	Highest	0%

Finding Your Crossover

Divide the monthly price difference by 0.03. A $10 monthly difference breaks even at about $333 of monthly sales; a $30 difference at $1,000. Above that number the Commerce plan is strictly cheaper *and* adds abandoned-cart recovery, subscriptions and better inventory tools.

Most stores cross it faster than they expect, and many pay the 3% for a year longer than they needed to because nobody ran the division.

Processing Sits on Top

Stripe or PayPal charges its own rate whichever plan you are on. On the Business plan you are paying roughly 5.9% + 30¢ all-in, which is high enough that a serious store should treat the upgrade as urgent rather than optional.

Selling Digital Products

Digital downloads and member areas are gated to specific plans, and member-site pricing is separate again. Confirm your product type is supported on the plan you are costing before comparing rates.

Charging to Hit a Target Payout

Adding 5.90% to your price under-recovers, because the percentage then applies to the larger amount as well. The correct gross-up divides:

``charge = (target + flat fees) ÷ (1 − percentage rate)``

To receive	Charge
$100.00	$106.59
$1,000.00	$1,063.02

Reducing What You Pay

Raise average order value. The flat fee is fixed, so bundling two $20.00 orders

into one $40.00 order saves the second flat charge outright.

Watch the optional surcharges. International and currency-conversion fees stack on top

of the base rate and are easy to miss when you price for a domestic market.

Negotiate at volume. Most processors will discuss custom rates once you are processing

meaningful monthly volume; the published rate is a starting point, not a law.

Do not migrate for 0.2%. The engineering and support cost of changing platforms

usually exceeds a small rate difference for years.

The 3% disappears on a Commerce plan, which is usually cheaper above roughly $1,500 a month.

Frequently Asked Questions

How much does Squarespace take from a $100.00 sale?

$6.20, leaving you $93.80 — an effective rate of 6.20%. Fees are charged on the order total, so shipping and tax may raise the base the percentage applies to.

How do I calculate Squarespace fees in reverse?

Divide, do not multiply. To receive a specific amount, use charge = (target + flat fees) ÷ (1 − percentage rate). To net $100.00 you need to charge $106.59; simply adding the percentage leaves you short every time.

Are these Squarespace rates current?

The 3% disappears on a Commerce plan, which is usually cheaper above roughly $1,500 a month. Rates change and vary by country, category and plan, so confirm against Squarespace's own pricing page before setting prices around them.

Can I pass the fee on to the customer?

Sometimes. Surcharging card payments is regulated and prohibited outright in several US states and many countries, and most marketplaces forbid it in their seller terms. Building the cost into your price is the approach that is allowed everywhere.