Gumroad Fee Calculator

Gumroad Fees at a Glance

Gumroad charges its fees on the sale price.

Fee	Percentage	Flat	Notes
Platform fee	10%	—	—

Fees That Apply in Some Cases

Fee	Percentage	Flat	When
Payment processing	2.9%	$0.30	Applies in some cases

What You Keep

The flat component is what makes small sales expensive. The same fee schedule costs a very different effective rate depending on the order size:

Sale	Fees	You receive	Effective rate
$5.00	$0.50	$4.50	10.00%
$20.00	$2.00	$18.00	10.00%
$50.00	$5.00	$45.00	10.00%
$100.00	$10.00	$90.00	10.00%
$500.00	$50.00	$450.00	10.00%

Flat 10% Plus Processing

Gumroad charges 10% of every sale, plus payment processing of 2.9% + 30¢. There is no monthly fee, so the cost scales purely with revenue.

Sale	Platform 10%	Processing	Total	You receive
$10	$1.00	$0.59	$1.59	$8.41
$29	$2.90	$1.14	$4.04	$24.96
$99	$9.90	$3.17	$13.07	$85.93
$299	$29.90	$8.97	$38.87	$260.13

Compared to Self-Hosting

A $29 product sold 100 times a month:

Setup	Monthly cost
Gumroad	$404 in fees
Own site + Stripe	$114 in fees + hosting + your build time

The $290 difference buys checkout, hosting, VAT handling, license keys, and an affiliate system you would otherwise build. At 10 sales a month that trade is obvious; at 1,000 it stops being.

VAT and Sales Tax

Gumroad acts as merchant of record and handles EU VAT and US sales tax on your behalf. That is the single most under-valued part of the 10% — doing it yourself means registering, filing and remitting in every jurisdiction where you have a customer.

Charging to Hit a Target Payout

Adding 10.00% to your price under-recovers, because the percentage then applies to the larger amount as well. The correct gross-up divides:

``charge = (target + flat fees) ÷ (1 − percentage rate)``

To receive	Charge
$100.00	$111.11
$1,000.00	$1,111.11

Reducing What You Pay

Raise average order value. The flat fee is fixed, so bundling two $20.00 orders

into one $40.00 order saves the second flat charge outright.

Watch the optional surcharges. International and currency-conversion fees stack on top

of the base rate and are easy to miss when you price for a domestic market.

Negotiate at volume. Most processors will discuss custom rates once you are processing

meaningful monthly volume; the published rate is a starting point, not a law.

Do not migrate for 0.2%. The engineering and support cost of changing platforms

usually exceeds a small rate difference for years.

Flat 10% plus processing on every sale.

Frequently Asked Questions

How much does Gumroad take from a $100.00 sale?

$10.00, leaving you $90.00 — an effective rate of 10.00%. Fees are charged on the sale price, so shipping and tax may raise the base the percentage applies to.

How do I calculate Gumroad fees in reverse?

Divide, do not multiply. To receive a specific amount, use charge = (target + flat fees) ÷ (1 − percentage rate). To net $100.00 you need to charge $111.11; simply adding the percentage leaves you short every time.

Are these Gumroad rates current?

Flat 10% plus processing on every sale. Rates change and vary by country, category and plan, so confirm against Gumroad's own pricing page before setting prices around them.

Can I pass the fee on to the customer?

Sometimes. Surcharging card payments is regulated and prohibited outright in several US states and many countries, and most marketplaces forbid it in their seller terms. Building the cost into your price is the approach that is allowed everywhere.